Wall Township NJ 07719 Homeowners Insurance | Wall NJ Insurance Agents | Wall NJ 07727 Home Insurance Quotes | Wall NJ 07753 Insurance Agents | Wall NJ 07731 Rental Home Insurance 

Any Insurance Agency or Robotic online website can get you a cheap Home Insurance quote, but are you covered correctly? Shouldn't your insurance be more than just a piece of paper acquired to appease a mortgage company or regulatory authority? Did you read the policy and the fine print?  In today's internet push button world no one talks any more, asks questions or creates solutions for specific situations. We all want it so fast we don't seem to be concerned about anything till its too late after there's a problem. Don't wait for disaster to ask the right questions. The right insurance doesn't have to cost a fortune but you still need someone who knows the market and is looking for answers. If your insurance policy doesn't do what you expect it to do- that cheap policy could just be expensive tissue paper. Get a second opinion, call us at 732-295-5584 today or click the red buttons above.

 

We insure Wall NJ Homes and Affluent Properties throughout NJ. Homeowners have another problem for those properties within 5 miles from NJ's Coast and Bays High Hurricane deductibles. If your million dollar home suffers a hurricane loss, many Insurance Companies offer a high Hurricane deductible of close to 5% so, as an example on a Million dollar home that could mean $50,000 out of your pocket before you get a penny on any claim.  And other issues on affluent Home Insurance could be replacement cost, Some companies offer replacement coverage at 125% of your coverage, others offer 150% toward the insurance placed on your home, what does that mean? If it costs $1.35 Million to replace your Home will you have enough coverage if your only insured your home for $1 million? Affluent Home Insurance is specifically tailored to the unique needs of homes valued in most cases above $1 million.  Many of the familiar companies don't offer coverage for the multi million dollar homes or could have limited coverage, you need to read the fine print. You need specific coverage.

 

We specialize in Affluent homeowners policies, don't wait till a claim to find out your policy doesn't cover what you expected.  I & E Insurance Agency is an independent family owned and operated firm serving all of NJ.  Our Principals (2) have over 78⁺ years combined experience. As a Trusted Choice® Agency , and  member of Professional Insurance Agents of America, www.pia.org   we provide a full range of Insurance for Business, Personal and Commercial clients. Our Agency has been named for the 7^th time of the last 8 years as One of the Top 3 Best Firms of Ocean County in the Asbury Park Press Best of the Best Awards 2018-2011 and Our Agents were named as Some of NJ's Best for the 4^th time of the last 8 years 2018-2011 by NJ Monthly Magazine-Five Star Professionals for Home Auto

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