Morristown NJ 07960 Home Insurance | Morristown NJ Luxury Home Insurance | Morristown NJ Home Insurance Agents | Morristown NJ Affluent Homeowners Insurance Quotes

Looking for Morristown Home Insurance? Well any Robotic Website or call center can get you a Quote. But are you getting the service knowledge and advice needed to properly protect your Morristown Home ? And if you own a vacation Home on the NJ Beach do you have to go to another agent ? We can help you get the right coverage for both your Morristown Home and Vacation home, give us a call at 732-295-5584. or click on the Red Buttons above.

Another Issue facing Morristown Home Owners whose homes are valued over $1 million.  Are they being evaluated correctly and many get hit with high deductibles, and some of those affluent homes located on or near the waterfront, Rivers, Lakes or near the beach could have huge Hurricane deductibles. That makes those homes prone to underwriting issues that prevent the most common Insurance companies from offering coverage. The majority of NJ Appointed Insurance companies have 3-5 Mile exclusions, meaning they will not insure homes anywhere in that 3-5 mile range from water!  And Affluent Home above 1 million have the same problem High wind and Hurricane deductibles in the range of 1% to 5%. So if your $1 million dollar home has a 5% wind deductible, you shell out the first $50,000 for wind or hurricane damages before the insurance company pays you the first dollar. But we have companies that want your business offering low deductibles and in some cases, we can package insurance needs such as home, boat, flood, primary and vacation coverage all together.

Many of Our customer have multiple homes, Autos, Boats and Business polices with us and find that a one-call for service and solutions can save them time and money. Buying a New House? Congratulations! We can work with your Realtor, Attorney and Mortgage Company to make sure that your closing goes smoothly. I & E Insurance Agency is an independent family owned and operated Agency serving all of NJ.   Our Principals (2) have over 80⁺ years experience. As a Trusted Choice® Agency and members of Professional Insurance Agents of America www.pia.org  Professional Insurance Agents www.pia.org and ANE Network http://ane-agents.com  we offer all the strength and power of a larger firm but with the personalized service and Old fashion attention provided by a neighborhood business. We provide a full range of Insurance for Business, Personal and Commercial clients. 

If you have any questions or would like to set up an appointment with us call 732-295-5584 or email us at  ineagency@gmail.com

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