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Lincroft NJ 07738 Luxury Homeowners Insurance | 07738 Affluent Homeowners Insurance | Lincroft NJ Home Insurance


Any Agent , Robotic Website or some 1-800 Box company can get you a cheap quote, but will it cover you when you really need it and will you ever speak to the same person more than once, so whose looking out for you? Shouldn't your Insurance be more than just some piece of paper to appease your Mortgage company. Give us a call , allow us to review your insurance and offer a second opinion.


I & E Insurance Agency was named One of the Top 3 Insurance Agencies of Ocean County NJ  for the 6th  time out of the last 7  years in The Annual Asbury Park Press Readers Choice Awards, and Our agents were names some of New Jersey's Best for 2015 and 2014


Allow Us to Help you, Click for Fast Quote

High Value, Affluent Homeowners Insurance is tailored to the unique needs of homes valued above $1 million depending on the company selected.  It's strictly the insurance replacement cost, Not Market Value! To illustrate--replacement cost is calculated by the square footage multiplied by a cost per sq foot. In today's market the cost per square foot to rebuild could be anywhere from $180 to as much as $300 per square foot.So a 5000 Square foot company can be insured for 1.2 million to as much as $ 2 million depending on materials, and the typical Hurricane deductibles could be 1-5%, so 1 Million house, $50,000 deductible, we can help change that.

Yes it is confusing---but we can help you solve this problem. At I & E Insurance Agency we have solutions for all your High Value Home and Coastal Property Insurance needs. We serve all of NJ, It doesn't matter whether you have a luxury Home in Bernards Township  
a cape C
od In Lodi, or if your Waterfront Dream  Home is a small cottage in 
Belmar , a 110 Year old Victorian
Stone Harbor , a 10,000 square foot McMansion in RUMSON , a Beach rental in Lavallette
or a ocean view condo in 
Atlantic City --- we can get the right insurance policy for you and your family !

As a Trusted Choice® Agency we provide a full range of Insurance for Business, Personal and Commercial clients. 

Additionally, through our affiliation with ANE Networks  we have the strength and power of a Country-wide agency, but with the personalized service and Old fashion charm of a local corner Store.  If you have any questions or would like to set up an appointment with us call 732-295-5584 or email us at

See our reviews at and

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