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Lavallette NJ 08735 Homeowners Insurance | Lavallette NJ 08735 Coastal Home Insurance | Lavallette NJ 08735 Vacation Home Insurance


Are you tired of Online Robotic websites, call waiting and never speaking to the same person twice? Tired of being treated like another number and speaking to overseas clerks who have no idea of your neighborhood and cant explain the whole story?  Then call us 732-295-5584 for personal attention. Shouldn't your Insurance be more than just a piece of paper created to appease a mortgage company, Bank or some local authority? Your insurance should help you start over rebuild and create new memories. But if your cheap policy doesn't cover you, when you need it, then all you have is very expensive tissue paper. Allow us the opportunity to help you, call us at 732-295-5584 for a second opinion from the owners of I & E Insurance Agency


Our Agency has won several awards for Customer Service including being named for the 6th time of the last 7 years as One of the Top 3 Insurance Agencies of Ocean County 2017-2011 and our agents were named some of NJ's Best by NJ Monthly Magazine/Five Star Home-Auto Insurance Professional Awards.

Another problem that may face Lavallette NJ Homeowners- High Hurricane deductibles. Lavallette NJ is on the beach and most insurance companies have 3-5 mile exclusions from insuring most properties. And many of the remaining companies could have severe restrictions in the coverage they offer. Many of the Lavallette homes are rental properties or second homes and the issue is the high deductibles especially the 5% Hurricane deductible that can hurt property owners if they have to file a claim. For example your $1 million home with a 5% deductible, you could be out of pocket by $50,000  before the Insurance company pays a penny of a claim.  We at I & E Insurance Agency specialize in High End and Waterfront property Insurance, We provide solutions, just call.


Buying a New House? Congratulations! We can work with your Realtor, Attorney and Mortgage Company to make sure that your closing goes smoothly. I & E  Insurance Agency is an independent family owned and operated Agency serving all of NJ. We have clients from Alpine to Cape May from Vernon Valley and High Point to Princeton. Many of Our customer have multiple homes, Autos, Boats and Business policies with us and find that a one-call for service and solutions can save them time and money. Our Principals (2) have over 70+ years experience. As a member of the network and a Trusted Choice® Agency we provide a full range of Insurance for Business, Personal and Commercial clients. And through our affiliation with the ANE Network  we have the resources of much larger organizations but with the personalized service and Old fashion charm of a local neighborhood store.

If you have any questions or would like to set up an appointment with us call 732-295-5584 or email us at

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