Rumson New Jersey 07760 Homeowners Insurance | High Valued Home Insurance Rumson NJ 07760 | Rumson NJ 07760 Insurance Agents | Rumson NJ Home Insurance | Insurance Agency Rumson NJ 

 

Any Robotic website or Insurance clerk can get you a quote, but is it accurate and properly protecting your property and family? Did the agent get detailed information, or did you just buy a piece of Paper to appease your mortgage company? It's too late to fix things after a disaster happens. That policy you picked up could end up being very expensive toilet paper if it doesn't cover you when you need it. Get a second opinion, call us 732-295-5584 

 

Allow us to Help you- Our Agency has been Named One of the Top 3 Best Insurance Agencies of Ocean County for the 9^th time of the last 10 years, 2020-2011, Voted Best Insurance Agency of 2014 by the Asbury Park Press and Our agents were named in 2019 as some of NJ's Best Agents for the 4^th time of the last 9 years by NJ Monthly Magazine/Five Star Professionals for Home and Auto. www.njmonthly.com

 

Rumson home could be 5000 square feet or more, including a pool, patio, 3 car garage etc. and can be insured at replacement cost Values at roughly $240 to $500 per foot depending on amenities etc.  So your 5000 square foot home should be insured anywhere from 1 Million and up , its not the market cost but the present value to replace the building exactly the way it was prior to loss, so these one size fit all policies could leave you under covered.  Additionally, homeowners of these properties require higher coverage for assets, collectibles, jewelry and should have higher amounts of Legal Liability coverage. The Homeowner of a million dollar home has a Bigger Bulls-eye on their back and should do more to protect themselves from unforeseen events and aggressive lawsuits. Most traditional Insurance companies could have hurricane deductibles of 5% or $50,000 on a million dollar home. Meaning you could be out of pocket $50,000 before your Insurance company pays you a penny. Check your policy and get a second opinion today.

 

We have Insurance Carriers that are insuring homes and properties from the Barrier Island beach front to the 3-5 mile range that most companies exclude. Buying a New House?  Congratulations!  We can work with your Realtor, Attorney and Mortgage Company to make sure that your closing goes smoothly. I & E  Insurance Agency is an independent family owned and operated Agency serving all of NJ. Our Principals (2) have over 80⁺ years experience. As a Trusted Choice® Agency and member of Professional Insurance Agents www.pia.org we provide a full range of Insurance for Business, Personal and Commercial clients. 

 If you have any questions or would like to set up an appointment with us call 732-295-5584 or email us at  ineagency@gmail.com

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