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Commercial Auto Insurance

Commercial Auto Insurance Information

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I & E Insurance Agency named a top 3 best Insurance Agency of Ocean County NJ for the 7th time of the last 8 years 2018-2011 and was named " The Best Insurance Agency of Ocean County NJ"  by the Asbury Park Press for 2014. Winner of the Annual Award from NJ Monthly Magazine and 5 Star Professional's as Top Agents,  4 times last 8 years 2 years in row. There are over 38,000 Insurance Agents in NJ , I & E Agents were named as Some of the Best as published in the March Issues of NJ Monthly Magazine. Allow us the Opportunity to Help you.


As a business owner, you need to Protect your business but you also may need the same kinds of insurance coverage for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists. In fact, many business people use the same vehicle for both business and pleasure. If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name. This will avoid possible confusion in the event that you need to file a claim or a claim is filed against you.

Whether you need to buy a business auto insurance policy will depend on the kind of driving you do. A good insurance agent will ask you many details about how you use vehicles in your business, do you own trucks, passenger vans or cars, how are they used, who has access tot hem, and what'' your liability when others are driving them. Another overlooked item, you may be at risk when your  employees, if you have them, are driving their own cars for you. Know the pitfalls-While the major coverage may be the same, a business auto policy differs from a personal auto policy in many technical respects. Ask your insurance agent to explain all the differences and options.

I & E Insurance Agency has many Insurance companies that offer Commercial Auto Insurance including: Hartford, Travelers, NJ Skylands, Tower Insurance Company, National General, Progressive Auto Insurance, Met Life Auto Insurance, Liberty Mutual Insurance, Star Indemnity and many others. Call us at 732-295-5584 for a Quick Quote or email
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