I & E Insurance Agency
Point Pleasant NJ
Feb 23, 2021
Do you research your health care expenses? Most Americans do not. According to the American Institute for Preventive Medicine, Americans spend more time researching car purchases than they do choosing doctors and health plans. This is because most Americans feel they lack options or that they cannot save money by shopping around. This is not true.
Well educated healthcare consumers can save themselves time and money by properly researching their healthcare purchases, investments and decisions.
With healthcare costs continuing to rise, consumers need to become more proactive in their own healthcare. Here are 7 tips to help you become a wiser healthcare consumer:
- Take your time. Choosing the right benefit plan and doctors for you and your family is an extremely important task. Take time to research in depth plan benefits and available doctors and ask for recommendations.
Understand your plan. However you receive coverage, it is crucial to understand your plan and benefits. This is more important than simply reading over your policy, take some time to delve into the benefits of the policy to truly understand the pros and cons of each plan.
Prepare for appointments. Prepare for your doctor's visit in advance by writing down all questions or concerns. This will save both of you time and ensure you remember everything you need to. Be sure to bring any relevant information or paperwork with you to your appointment.
Invest in a home pharmacy. Maintaining a well-stocked home pharmacy can help you manage common problems without a doctor, saving you lots of money in the long run.
Get regular exams. Being a wise healthcare consumer starts with your health. Annual wellness checks can help detect health issues early when they are generally easier to treat.
Share information. Be honest with your doctor about how you’re feeling, your personal life, and medication. They are there to help.
Ask about generics. If prescriptions are costing you a lot, ask your doctor or pharmacist if a cheaper version of your medication is available and safe for you. Ask for help. If you don’t know the answer to a healthcare question, or need better benefit explainstions, ask for the experts for help. Most healthcare providers have 24 hour telephone service where experts can listen to your problem and help provide the best solution.
Wise Healthcare Consumer Month is also for business owners who provide health care plans to their employees. Take this time to empower your employees and help them learn about their health benefits. Rising health care costs burden employers as much as they do employees.
This February as you research the perfect Valentine’s Day gift, remember to practice the same when it comes to your healthcare. Take time this month to educate yourself around medical self-care and begin your path to becoming a wiser health care consumer.
One of the wisest health-related choices is in the selection of a trusted insurance agency. I & E Insurance of Point Pleasant NJ is a trusted full Service Agency providing coverage for Business Personal and Commercial needs. Contact us today to get started!