Friday, September 24, 2021When comparing health insurance policies, one of the terms you will come across is "out-of-pocket expenses." What are these? What does this mean and how does it impact what you will pay for the insurance plan? Sometimes, out-of-pocket expenses are called cost sharing. READ MORE >>
Tuesday, August 31, 2021 What is life insurance? Life insurance is a contract between an insurer and a policyholder in which the insurer gives the policyholder a certain quantity of money to an assigned beneficiary upon the death of the insured person. While the policyholder is alive, they pay the insurer recurring premiums. READ MORE >>
Thursday, August 12, 2021Having a child means you go over and beyond to protect them. Whether they lose a tooth or they are having difficulty in college, as a parent, you will always be there for them. So, when it comes to preparing for their future, why not purchase their life insurance at a young age? READ MORE >>
Thursday, August 5, 2021 Permanent Life, Term Life, and other Types of Life Insurance A variety of life insurance plans are available for you to choose from. Some of the most notable types and terms include: Permanent Life: Remains effective until the policyholder dies, surrenders the policy, or stops making premium payments. READ MORE >>
Monday, August 2, 2021 What Additional Coverage does Medigap Provide? A Medigap policy generally provides coverage to cover any gaps among Medicare Part A and Medicare Part B Plans. Some additional coverage provided includes: Coinsurance Deductibles Copayments READ MORE >>
Monday, July 26, 2021 What is Workers’ Compensation? A workers’ compensation policy financially protects employees and businesses in the case that an injury or sickness occurs because of work. Should this happen, the employee will receive compensation to cover resulting expenses. READ MORE >>
Tuesday, July 13, 2021Business owners face a variety of costs that impact how successful their business is financially. From payroll cost to the cost of maintaining inventories, it’s important for business owners to steadily look for measures they can take to reduce the cost of operations. READ MORE >>
Friday, July 9, 2021When the time comes to buy a home, you’ll likely look at every aspect of your new neighborhood, the home itself, and any climate hazards that might be common in the area. If you’re house hunting in a location where there’s a high risk of flooding, it’s likely you’ll need to purchase flood insurance. READ MORE >>
Monday, June 28, 2021 Individual Retirement Arrangements (IRA Plans) IRA plans are one of the most commonly used savings options. They are individually established. IRAs give you significant tax breaks as you save money for your retirement. There are Traditional and Roth IRAs: READ MORE >>
Tuesday, June 22, 2021 Before you go on any adventures on this water this Summer, make sure that you have proper coverage. Check out these 4 benefits of watercraft and boat insurance: Coverage for Bodily Injuries In the event that a boating accident occurs, insurance can help relieve the financial burden that comes with injuries. READ MORE >>
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